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Mike Morgen

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 920-428-2745.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Appleton, Kimberly and Fox Cities real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Closing or Settlement >Real Estate Repairs

In most real estate transactions there are a few responsibilities that the sellers need to handle before the closing, such as repairs and termite extermination. The deadline for completing these obligations usually coincides with the actual closing. Many sellers barely make that deadline. Those who wait until the last minute to handle these matters may miss the deadline altogether or pay high rates in order to get a plumber, roofer or electrician on an emergency basis.

Your buyers will probably get a structural inspection done after the contract is ratified. Within 10 days of the contract's acceptance by all parties, the pest inspection should be scheduled. Even though sellers usually know well in advance what is needed, they sometimes put things off until the buyers have finalized the loan approval process. Since these repairs will have to be made anyway, it is a good idea to get them done promptly.

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Real Estate Trivia
Q 
What U.S. state is home to the world's richest woman?

A 
Alice Walton, daughter of WalMart's founder and heiress to $16.5 billion, lives on a ranch in the state of Texas.
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Mike Morgen, REALTOR®, real estate agent and broker for Appleton, Kimberly and Fox Cities, Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Morgen - THE FOCUS TEAM
Coldwell Banker The Real Estate Group

2830 East John St.
Appleton, WI 54915
920-428-2745
Fax: 920-993-7203
mikemorgen@NUMBER1EXPERT.com

"I believe that working in the community where you live is a benefit to the people you work with. I have been assisting buyers with their real estate needs since 1981. I have experience with residential, new construction and multi-family home sales and purchases. I am involved within the community through my children's school, coaching basketball and baseball, my church and other social organizations. I enjoy assisting sellers and buyers in achieving their real estate goals. I feel that my community involvement is a benefit to people relocating to the Fox Cities area. I look forward to working with you with all your real estate needs."

GRI CRS REALTOR MLS Equal Housing


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