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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Appleton, Kimberly and Fox Cities real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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School Reports in Appleton, Kimberly and Fox Cities, Wisconsin

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Schools in Appleton, Kimberly and Fox Cities

Insurance >Title Insurance for Owners

If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Q	What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
A	Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age.
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Mike Morgen, REALTOR®, real estate agent and broker for Appleton, Kimberly and Fox Cities, Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Morgen - THE FOCUS TEAM
Coldwell Banker The Real Estate Group
2830 East John St.
Appleton, WI 54915
920-428-2745
Fax: 920-993-7203
mikemorgen@NUMBER1EXPERT.com
"I believe that working in the community where you live is a benefit to the people you work with. I have been assisting buyers with their real estate needs since 1981. I have experience with residential, new construction and multi-family home sales and purchases. I am involved within the community through my children's school, coaching basketball and baseball, my church and other social organizations. I enjoy assisting sellers and buyers in achieving their real estate goals. I feel that my community involvement is a benefit to people relocating to the Fox Cities area. I look forward to working with you with all your real estate needs."

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